Author: Frank Gentry

Hard money loans are easily available, but what are the advantages and disadvantages of getting one?

By definition, a hard money loan is a short-term loan that has a higher interest. Investors and real estate developers usually use a hard money loan to remain liquid and have a higher chance of success.

In seeking a money loan, some companies may offer better terms or amounts than others. Here are the pros and cons of getting a loan to finance a real estate property.

Money Loan Advantages

Leverage

Getting a loan can provide leverage for investors who don’t want to risk their personal money. You can easily get into the real estate project you desire while remaining utmost liquidity for your other needs or ventures.

Flexible

California hard money loans will usually have their own set of financing rules and criteria. But they’re flexible in a way that you won’t be as restricted compared to getting a traditional bank loan. Hard money loans are the go-to loan option for real estate developers who want the ability to change mid-plan if they need to.

Fast

The reason why hard money loans are such an attractive prospect is its speed. When you need the money as soon as possible, e.g., when a deadline has been set or a timeframe on which you can join a property project, a loan is usually the best answer.

Hard money lenders know this for a fact and can provide a faster means of getting you the funds than conventional financial institutions. There won’t be any due diligence and credit checks which could slow the process down. A loan company’s primary interest is seeing whether the money is used for a good deal. Also, a hard money loan revolves around collateral instead of one’s credit score.

Money Loan Disadvantages

Higher Interest Rate

Investors must weigh the cost of capital when applying for a California hard money loan. You can ask yourself, ‘is it worth the high interest?’ and ‘will it pay off greater dividends in the end?’.

This kind of disadvantage won’t be an issue if you could pay it off quickly and when your venture is a success.

Sense of Urgency

Hard money loans are short term loans, which means they run for less than 12 months. You must be able to keep up with the payment in order to be able to get a second loan for your next real estate project.… Read the rest

Do you have a pile of junk in your property? This can not only affect the aesthetic value of your property but also pose a health risk to people around. Therefore, it is essential you get rid of junk before it accumulates. Professional junk removal services like thejunkguys.com can be beneficial in helping you to dispose of junk safely. Instead of undertaking the task on your own, hiring a professional is recommended because of the following:

Safety

Handling waste requires extra care. The job entails handling heavy and large materials which can result in injuries. Furthermore, the elements in the trash can be hazardous such as broken glasses. These materials can be dangerous to the personnel handling the junk. Professional junk removers are aware of these situations and are prepared to handle them without being hurt. Instead of taking the risk of getting hurt, hire the experts to get the job done safely.

Equipped

Do you have the right equipment to remove junk? Handling junk isn’t all about collecting trash. It requires you to have equipment that will help you get the job done efficiently. Professional junk removers have the tools that can ensure the junk you have in your property is removed proficiently. No matter the nature of the junk you have, the experts have what it takes to get the job done.

Experienced

Having been in the junk removal industry for many years, professional junk removers have learned what the whole junk services entail. They have gained a wealth of experience that enables them to get rid of junk fast and smoothly. You will not have some trash lying around when the job is done. The experts will leave your property neat and clean.

Environmentally Friendly Removal

Maintaining the environment is a significant concern when it comes to junk removal. You need to know how to get rid of junk in a way that you will not interfere with the surrounding. Expert junk removal services know how to dispose of the junk in a friendly way without affecting the environment. They understand what needs to be recycled and what can’t be recycled and how to handle it.

Junk removal is a delicate task that should be approached with care. Most people take it lightly and don’t see the need to outsource it to a third party. However, when you have junk in your property and you want it to be removed safely and professionally, you should hire the services of a professional such as thejunkguys.com. These professionals are equipped, experienced, and know how to get rid of junk in an environmentally friendly way. Get in touch with them today to get the junk removal job handled the right way.… Read the rest

Taking care of the elderly, the sick, and also the handicapped might be challenging, especially if you are the breadwinner of the family. You find that you have to care for your young family and at the same time go to work in efforts to provide for your family. When you find that you are in such a situation, then considering the assistance of a caregiver is one of the best options that you need to consider. You also need to check with professional caregivers who can provide the ultimate caregiver services that you seek. Such a time is when you need to consult your professional 24hourcaregivers.com. For maximum convenience, here are some of the reasons why you Might Want to Hire a Caregiver.

Observing diet and nutrition

You might find yourself in a situation that requires you or your immediate member of the family to observe specific nutritional and diet needs for a healthy life. Professional caregivers provide trained diet and nutritional services that include expertise in preparing the precise diet and nutritional needs as per recommended by medical professionals. You might also not have the time to make all the nutritional needs, but an expert caregiver will always have the time and at the most affordable cost.

Clean and safe environment

Everyone living with unique conditions requires a clean and safe environment to live. You may find that you don’t have the time, expertise or the equipment necessary to create a clean and safe environment. 24hourcaregivers.com have all the essential tools and equipment to ensure that you or your family member lives in a clean and safe environment that will enable them to live a longer and healthier life despite their conditions.

Multiple medications and health conditions

Any time that you find that you live with various health conditions that require care, you find that it becomes a challenge to do it all by yourself. Medical issues such as illnesses, aging, chronic illnesses require maximum attention. Professional care will always be there to clean you, ensure that you take your medication as recommended and do everything else that you can’t do all by yourself.

Aging, disabilities and loss of memory

When you find that your life has changed permanently due to conditions such as aging, accidents, memory loss, you find that you will always need attention a there is something that you can’t perform by yourself anymore. It requires the services of a professional caregiver, especially in times when you don’t want to burden your family.

Professional caregivers ensure that your life improves day by day, execute their duties as per your needs while observing the highest level of ethical standards to ensure maximum satisfaction of their clients’ needs. Every time you need such services, you can always seek 24hourcaregivers.com for professional caregiver services and at the most affordable cost.… Read the rest

We’d probably give up half the products in our beauty arsenal before we’d give up our beloved highlighter makeup. Not only is highlighter one of the more fun makeup products to use, but the glow it provides helps us to feel gorgeous even when we’re tired, stressed or just generally over it.

If you love highlighter but feel a bit bored by using it to create the same old looks, fear not. Here are three unique highlight looks to try for fall.

The Candlelit Glow

For the past few years, the trend in highlighter makeup has been to apply highlighter that pops. Inspired by the big bold looks of drag, visible highlighter has definitely been having a huge moment in the makeup world.

However, if you’re ready to try a new style of highlighting, consider going for a subtle look. After you’ve applied your foundation, pick up a bit of a nude powder highlighter with a fan brush and dust the product ever-so-gently over your cheekbones. The idea of this look is to appear as if you’re lit by candlelight.

If you want to really look like you’re lit from within, try applying a cream highlighter before you apply your foundation. It might sound counterintuitive, but this technique creates the illusion that your glow is completely natural rather than the result of highlighter makeup.

Highlighter as Eyeliner

No, you’re not reading that incorrectly. We’re telling you to use your highlighter as an eyeliner. Simple yet graphic eye makeup looks were huge at all the fall runway shows. To use a highlighter as an eyeliner, wet an eyeliner brush with water or setting spray. Pick up some product on the dampened brush, dust off any excess and then apply it the same way you’d apply any other liquid liner. The result is edgy yet sophisticatedly subtle. This looks pairs stunningly with a bold matte lip and a heavy application of mascara.

Change Up Your Lip Look

Dewy and shiny nude lips were another popular trend at fall fashion week.. Use highlighter to help create this look. Start with clean and moisturized lips. Use a neutral lip liner to define the lip area. Using your fingertips or a lip brush, apply a bit of a nude highlighter to your Cupid’s bow and the center of your lower lip. Seal it all in with a clear gloss. This is a beautiful way to finish off the aforementioned candlelit glow look.

As you can see, the trends for fall are more natural than we’ve seen in past years. However, that doesn’t mean that you can’t still have fun. If you want to rock a strong highlight that has the potential to stop traffic, go for it. There’s really no right or wrong way to apply everyone’s favorite makeup product.
… Read the rest

Are you somebody who is growing tired of your current sex life? Maybe you and your partner just aren’t getting active enough? What if you want to try other flavors in the bedroom aside instead of just vanilla?

If you’ve ever thought about any of these questions, we’ve got just the solution for you. Though there are many ways for you to increase the overall activity of your sex life, we recommend that you try something more unique like a sex spell.

What is a sex spell, you ask? Well, it’s one of the few things in this world (and in your sexual dynamic) that is actually self-explanatory. If you’re familiar with magic in general, you likely already know that there are many different types of spells that can do almost anything you require. However, casting a sex spell is quite a unique thing and affects your life in many different ways. Because sex is an intimate act that is almost an entirely sacred thing, this type of spell cuts to the center of what makes humans tick. By casting sex spells, you will not only become more in touch with your relationship but also with what it means to be human!

The Benefits of Sex Spells

If you’ve never cast a sex spell or had one cast upon you, you’re probably curious about what they can actually do. These spells can actually be incredibly beneficial for your life, carrying with them a variety of different benefits.

Here are just a few of the benefits that you can gain from casting these spells:

• Your sex life will become more active
• You and your partner will feel more connected than ever when having sex
• Your sex life will be more intense
• You and your partner will feel inspired by each other

Important Things to Consider

Something important that you must consider when casting a sex spell is to ensure that your partner is on the same page as you are. Because they are such powerful things, it is inadvisable to cast a sex spell without your partner’s consent. If you do, this can remove their agency from the equation, causing the spell to not work fully. Sex spells are generally most effective when they are agreed upon by two (or more) people, as the power must be mutually exchanged.

Try New Things!

So, now you’ve cast a sex spell—now what? To get the most out of your sex spell, we recommend that you talk with your partner about what you both are feeling. One of the unique things about this type of spell is that it inspires you to follow your intuition. By taking a step back and asking each other what they want to act upon, you can find activities that are engaging and satisfying for you both. From following your mutual interests, you will reach new sexual heights!
… Read the rest

If you planning to move your car across the state or to another country? If yes, then you may have to use the services of a car shipping company. Buying a car is one of the biggest investments you can make in your life and you need to protect it as much as you can. You should choose an auto transport company that guarantees the safety of your car until it reaches its destination in one piece. If you’re a resident of Chicago, you may have realized there are too may many moving companies with some of them claiming to move even cars. You need to find specifically an auto transport company that specializes in shipping vehicles

Finding the right car shipping company requires a great deal of time and effort. Fortunately, the internet has now made it easy to research a company’s services, reliability, and costs, so that you can pick a car transport company that exactly meets your needs like Unlimited Auto Trans. Here are a few tips for choosing the best car shipping company in Chicago. 

1. Make a list of companies that of the specific service that you need

First, determine the type of service that you need, whether open car transport or enclosed car transport, then make a list of the nearby companies that offer that service. You don’t want to waste your time contacting or researching a company that doesn’t offer the services that you need. Any credible and trustworthy car shipping company will have a website that clearly outlines the types of services that they offer. 

2. Check if the company has a valid motor carrier number

All auto transport shipping companies in the U.S. are regulated by the Department of Transportation, and each of them is required to have a Motor Carrier Number. If a car shipping company does not have this number, then it’s certainly a scammer or illegally operating company. 

Any reputable car shipping company will make this number visible on their website or will provide if asked by a customer. 

3. Check if the company is insured

 If your own auto insurance plan won’t cover your vehicle while it’s being transported by a shipping company, then you need to hire a company that insures your vehicle while in transit. Working with an insured company means that if anything happens to your car, the insurance company will be able to compensate you accordingly. Ask the company for proof of their insurance plan just to be sure. 

These just a few tips to help you choose a reliable car shipping company. If you’re looking to transport your car to any location, you can contact Unlimited Auto Trans at unlimitedautotrans.com for quality and affordable services.… Read the rest

Are there advantages to utilizing touch-up paint? Stone chips are among the factors responsible for surface rust on cars. Using the right touch-up paint will help lessen the issue of paint blisters triggered by chips. Taking care of minor paint issues on your car immediately they are noticed can save you hundreds if not thousands of dollars in ultimate body work costs. 

Here at Touch Up Direct, we offer paint restoration and repair solutions at affordable costs. Our team of professional auto body painters have extensive experience and can handle any kind of auto painting methods and procedures accordingly. Whether you want chevy volt colors, or any other kind of touch-up paint for your specific vehicle, we have you covered. Call us now and let our team handle your touch-up paint task with the expertise and professionalism that the job demands.

Pros of Using Touch- Up Paint 

Paint touch-up process is an incredible way to protect the paintwork on your vehicle from rust and corrosion. It offers cosmetic improvement solutions by ensuring scratches and other damages on your auto body are less visible. Here at Touch Up Direct, our paint restoration and repair process is cost-effective and suitable for any kind of auto body. Whether your car demands chevy volt colors or you are looking for top-class scratch removal services, our team will provide you with the highest quality of service and repair you’ll ever find. 

Your Number One Paint Touch-Up Service Provider

If you are hunting for a mobile car fixa perfect fix, Touch Up Direct is the ideal solution! We have the expertise and tools to get rid of dents and other imperfections on your vehicle in a quick and efficient way. Contact us today for touch-up solutions that will certainly leave you happy and satisfied.

State-of-the-Art Tools and Technology

Here at Touch Up Direct, we apply state-of-the-art technology and our latest diagnostic tools will ensure your car is serviced or repaired accordingly in a timely manner. We provide full-service auto paint touch-up solutions for all vehicles. Schedule your service today and let our team help you identify the areas in your car in need of paint touch-up service or repairs.

100% Satisfaction Guarantee 

We are so confident with our paint touch-up services and that’s why we offer 100% customer satisfaction guarantee. If you are not happy with the outcomes you get from our team, or if you encounter any damages on your car resulted by the negligence or mistakes of our experts attending to your paint touch-up needs, call us for a complete refund.

Call for a Free Estimate

We provide a variety of solutions for your vehicle. Whether you want a small scratch or dent repaired, or your entire vehicle repainted, we can do it. Here at Touch Up Direct, we provide competitive rates and fast service. Call us today to learn how you can benefit from our paint touch-up services, or for a free estimate on all the solutions we offer.… Read the rest